1. Platform Overview

The Platform is an AI-powered ecosystem designed to assist users in personal and professional growth by combining human intelligence with cutting-edge technology. The Platform offers tailored insights, actionable advice, and specialized AI personalities across domains such as trading, philosophy, life planning, creativity, and decision-making.

2. Use of the Platform

You may use the Platform solely for lawful, non-commercial purposes and in accordance with these Terms. The Platform allows you to:

  Engage with AI personalities for tailored insights and advice.
  Leverage AI tools for financial analysis, decision-making, and personal growth.
  Access a marketplace of specialized AI models designed for various challenges.

By using the Platform, you agree to:

  Use the Platform in a manner that complies with applicable laws and regulations.
  Not misuse or abuse the Platform, including but not limited to interfering with its operation, uploading harmful content, or engaging in    fraudulent activities.

3. Collection and Use of Data

By using the Platform, you acknowledge and agree that your chat data and interactions with the AI may be collected, processed, and stored by Cognifi Tech Solutions for the purpose of improving the Platform, enhancing user experience, and advancing AI capabilities. This data may be used for analysis, optimization, and the development of new features and functionalities within the Platform.

You consent to the collection of such data by agreeing to these Terms. Cognifi will handle your data in accordance with applicable privacy laws and the Platform's Privacy Policy, which you are encouraged to review.

4. Account Registration

To access certain features of the Platform, you may be required to register an account and provide certain personal information. You agree to provide accurate, current, and complete information during the registration process and to update it as necessary to ensure its accuracy.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. If you believe your account has been compromised, you must notify Cognifi immediately.

5. Access Restrictions

Cognifi reserves the right to restrict, suspend, or terminate access to the Platform for any User at its sole discretion, including for violations of these Terms or any conduct deemed harmful or disruptive to the Platform or its community.

6. Intellectual Property

All content, including but not limited to text, images, software, code, and data, contained on the Platform is the intellectual property of Cognifi Tech Solutions or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Platform for personal, non-commercial purposes, subject to these Terms.

7. User Conduct

You agree not to engage in any of the following:

  Uploading, posting, or transmitting any harmful, offensive, or unlawful content.
  Impersonating any person or entity or falsely representing your affiliation with any person or entity.
  Attempting to interfere with, disrupt, or disable the Platform’s operations.
  Violating the intellectual property rights of Cognifi or third parties.

Cognifi reserves the right to take appropriate action, including reporting violations to authorities or terminating your access to the Platform.

8. Disclaimers

The Platform is provided "as is" without warranties of any kind, either express or implied, including but not limited to the accuracy, reliability, or completeness of the information or advice provided. Cognifi makes no guarantees regarding the success of trading, financial strategies, or other activities based on the Platform's content. For the avoidance of doubt, the Platform has no relation to drugs of any kind and does not promote, sell, facilitate, or provide guidance on the use, purchase, or manufacture of any drugs, pharmaceuticals, controlled substances, supplements, or “smart drugs.” Any references to “NZT,” “pill,” or similar concepts are purely fictional/brand inspiration and are not an endorsement of real-world substances.

9. Limitation of Liability

To the maximum extent permitted by law, Cognifi Tech Solutions will not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Platform or any content obtained through it.

10. Indemnification

You agree to indemnify, defend, and hold harmless Cognifi Tech Solutions, its affiliates, employees, and agents from any claims, damages, liabilities, and expenses arising from your use of the Platform or violation of these Terms.

11. Modifications to Terms

Cognifi reserves the right to update or modify these Terms at any time. Any changes will be effective upon posting on the Platform. You are encouraged to review these Terms periodically for updates.

12. Governing Law

These Terms will be governed by and construed in accordance with the laws of the jurisdiction in which Cognifi Tech Solutions is based, without regard to its conflict of law principles.